House-SG : 新加坡找房网 - 新加坡最好的租房网站

[rainxi]

鉴于大家常常会咨询我银行贷款利率的问题，将在闲暇时间给大家整理一下。



今天，先post POSB,OCBC,UOB的HDB 80%贷款配套的利率。

接下来，会有 HDB 90%的贷款配套，以及HSBC, Hong Leong, Maybank, Standard Chartered.



鉴于银行的配套利率随着信贷市场情况将有变化，我所发布的未必能是最新利率。

给大家作为参考咯。



如何比较、选择，怎么进行再融资，如何计算出最划算的，

这些问题的话，需要很多细节讨论，还请大家直接联系我比较好。



POSB HDB 80%

类型 Yr1 Yr2 Yr3 Yr4 Yr5 以后 绑定年限
Standard POSB Home Ideal Package

一年固定 (至少 $100K) (仅限新购买)
3.35% 4.08% 4.08% 4.08% 4.08% 4.08% 1 年
Standard POSB Home Ideal Package

二年固定 (至少 $100K) (仅限新购买)
3.5% 3.5% 4.08% 4.08% 4.08% 4.08% 2 年
Standard POSB Home Ideal Package

三年固定 (至少 $100K) (仅限新购买)
3.65% 3.65% 3.65% 4.08% 4.08% 4.08% 3 年
Standard POSB Home Ideal First Package

一年固定 (至少 $100K) (仅限新购买)
3.35% 4.08% 4.08% 4.08% 4.08% 4.08% 1 年
Standard POSB Home Ideal First Package

二年固定 (至少 $100K) (仅限新购买)
3.5% 3.5% 4.08% 4.08% 4.08% 4.08% 2 年
Standard POSB Home Ideal First Package

三年固定 (至少 $100K) (仅限新购买)
3.65% 3.65% 3.65% 4.08% 4.08% 4.08% 3 年
Standard POSB Home Ideal Package

浮动利率 (至少 $100K) (仅限新购买)
2.75% 3% 3.5% 4.08% 4.08% 4.08% 无
Standard POSB Home Ideal First Package

浮动利率 (至少 $100K) (仅限新购买)
2.75% 3% 3.5% 4.08% 4.08% 4.08% 无
Standard POSB Home Ideal Package

浮动利率 (至少 $100K) (仅限Refinancing) (没有 Penalty 津贴)
3% 3% 3% 3.5% 3.5% 3.5% 无
Standard POSB Home Ideal Package

浮动利率 (至少 $100K) (仅限Refinancing) (没有 Penalty 津贴)
3.25% 3.25% 3.25% 3.5% 3.5% 3.5% 无





Cancellation Fees

取消费
1.50% on the amount cancelled or undisbursed by the end of the availability period.
Full Redemption Penalty

全部付清罚款
1.50% on the outstanding loan amount if the Housing Loan is fully repaid.
Partial Penalty

部分付清罚款
1.50% on the amount prepaid if the Housing Loan is partially prepaid.
Legal Fee Subsidy

律师费用津贴
0.40% of loan amount subject to a maximum of $2000. Legal subsidy is applicable only for loan size > =$100,000. Legal Subsidy to be refunded if loan is fully redeemed within 3 years from date of 1st disbursement.
Remarks

附注
Clawback Period: 3 years from 1st disbursement of loan. Free 2 years fire insurance. Preferential interest rate for POSB Renovation Loan @ 6.8%.





OCBC HDB 80%
　
Type Yr1 Yr2 Yr3 Yr4 Yr5 Thereafter Commitment Period
一年固定配套

(2年 lock-in)

(至少 $100K)
3.58% 3.58% 3.58% 3.75% 3.75% 3.75% 2 Years
二年固定配套

(3年 lock-in)

(至少 $100K)
3.98% 3.98% 3.98% 3.75% 3.75% 3.75% 3 Years
三年固定配套

(3年 lock-in)

(至少 $100K)
4.18% 4.18% 4.18% 3.75% 3.75% 3.75% 3 Years
ENHANCE 浮动配套

(无 lock-in)

(Min $100K) (Board)
2.75% 2.99% 3.75% 3.75% 3.75% 3.75% 无
PROMO 浮动配套

(1年 Lock-In)

(至少 $100K) (已结束)
1.98% 2.88% 3.28% 3.75% 3.75% 3.75% 1 Year
PROMO 浮动配套

(2年 Lock-In)

(至少 $100K) (已结束)
1.88% 2.68% 3.28% 3.75% 3.75% 3.75% 2 Years
PROMO 浮动配套

(3年 Lock-In)

(至少 $100K) (已结束)
1.68% 2.48% 2.88% 3.75% 3.75% 3.75% 3 Years

Cancellation Fee

取消费
1.50% on the amount cancelled or undisbursed.
Full Redemption Penalty

全部付清罚款
1.50% on the outstanding loan amount from the 1st disbursement.
Partial Penalty

部分付清罚款
1.50% on the outstanding loan amount from the 1st disbursement.
Legal Fee Subsidy

律师费用津贴
0.40% of Original Loan Amount (capped at S$2,000). Whichever is lower. Legal Subsidy to be refunded if loan is fully redeemed within 3 years from date of 1st disbursement.
Remarks 附注 1 year free Fire Insurance.




UOB HDB 80%



Type Yr1 Yr2 Yr3 Yr4 Yr5 Thereafter Commitment Period
STANDARD 一年固定配套

(2年 Lock-In) (至少 $80K) (已结束)
3.58% 3.58% 3.58% 3.75% 3.75% 3.75% 2 Years
STANDARD 二年固定配套

(3年 Lock-In) (至少 $80K) (已结束)
3.98% 3.98% 3.98% 3.75% 3.75% 3.75% 3 Years
STANDARD 三年固定配套

(3年 Lock-In) (至少 $80K) (已结束)
4.18% 4.18% 4.18% 3.75% 3.75% 3.75% 3 Years
PROMO 1% 现金回扣配套

1年固定利率 (2年 Lock-In) (至少 $80K)
3.58% 3.58% 3.58% 3.75% 3.75% 3.75% 2 Years
PROMO 一年固定配套

(2年 Lock-In) (至少 $80K) (已结束)
2.88% 2.88% 3.28% 3.75% 3.75% 3.75% 2 Years
PROMO 二年固定配套

(2年 Lock-In) (至少 $80K) (已结束)
2.98% 2.98% 3.28% 3.75% 3.75% 3.75% 2 Years
PROMO 三年固定配套

(3年 Lock-In) (至少 $80K) (已结束)
3.58% 3.58% 3.58% 3.75% 3.75% 3.75% 3 Years
STANDARD 浮动利率

(2年 Lock-In) (至少 $80K) (已结束)
3.25% 3.5% 3.75% 3.75% 3.75% 3.75% 2 Years
PROMO 浮动利率

(1年 Lock-In) (至少 $80K) (已结束)
2.5% 2.99% 3.75% 3.75% 3.75% 3.75% 1 Year
PROMO 浮动利率

(1年 Lock-In) (至少 $100K) (已结束)
1.98% 2.88% 3.28% 3.75% 3.75% 3.75% 1 Year
PROMO 浮动利率

(2年 Lock-In) (至少 $100K) (已结束)
1.88% 2.68% 3.28% 3.75% 3.75% 3.75% 2 Years
PROMO 浮动利率

(3年 Lock-In) (至少 $100K) (已结束)
1.68% 2.48% 2.88% 3.75% 3.75% 3.75% 3 Years
PROMO 浮动利率

(无 Lock-In) (至少 $80K) (已结束)
2.75% 2.99% 3.75% 3.75% 3.75% 3.75% NIL
PROMO 1.5% Cash Rebate Package 浮动利率

(无 Lock-In) (至少 $80K)
3.25% 3.5% 3.75% 3.75% 3.75% 3.75% NIL
PROMO HDB Homeplus 浮动利率 (25% 押金 Matching)

(2年 Lock-In) (至少 $200K) (已结束)
3.25% 3.5% 3.75% 3.75% 3.75% 3.75% 2 Years




Cancellation Fee

取消费
1.50% on the amount cancelled or undrawn.
Full Redemption Penalty

全部付清罚款
1.50% on redeemed amount within 2 years from 1st loan disbursement date.
Partial Penalty

部分付清罚款
1.50% on prepaid amount within 2 years from 1st loan disbursement date.
Legal Fee Subsidy

律师费用津贴
0.40% of Original Loan Amount (Capped at $2,000) to be refunded if loan is fully redeemed within 3 years from 1st loan disbursement date.
Remarks

附注
Free fire insurance for 1st year.
Fixed rates / Completed / Refinancing:
To commence from 1st loan disbursement date / 3 mths from LO date, whichever is earlier.

[zl586hihi711]

去巫毒看最新大片!巫毒免费电影全是高清的!